Which is more secure; your Apple iPhone, your AT&T account, or your FDIC insured bank?

Apple wants to believe their iCloud is unhackable.  We want to believe the iCloud is unhackable. However, if your iCloud is hacked, think about how much access someone could have with your keychain. They can access your bank passwords.

AT&T employees ask your personal password every time you enter a store.  What if the AT&T store is a franchise that hires employees that steal passwords?  

When our accounts were hacked in New York 6 months ago,, only our bank took us seriously.  AT&T and Apple shrugged it off, even though we spent several weeks on the phone with their customer service reps trying to explain.  Before we forget, bookings.com is an app that will allow hotels to charge your card even after you've checked out. ​

We have been living in hotels and weekly rentals for over 10 years. Before that, I worked and traveled in hotels.  Joy was in the U.S. Air Force flying in combat. We have experience traveling abroad. We rely upon our computers and our wireless communications (and our bank) everywhere we go.